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Insurance Information

Insurance coverage provides
safety net if disaster strikes


Insurance can be a mysterious and confusing subject, and many of us only take the time to learn the details of our policies when it's too late -- after we have an accident, illness, lawsuit or other peril of life -- natural or man-made. That's the wrong time to find out that your auto insurance, homeowners, life or business insurance policy does not cover what you thought it did.

If you had the foresight to buy insurance and you have the proper coverages, you'll be happy you took the time to understand your policies, and update them as your needs change. Insurance minimizes the financial impact of a loss, and it usually can reduce a loss situation to a mere annoyance rather than allowing a lack of coverage to amplify your bad luck into an full-blown apocalypse. In short, the right type of policy literally can save the day!

Without protection, many car accident or disaster victims have faced complete financial disaster -- their hopes and dreams dashed by an inattentive driver, sudden illness or tragic storm. Their lives are turned upside down, and without some sort of coverage, there is no safety net to protect their interests. It means starting over... often from nothing.

So how does insurance work? How did it start? How does an insurance company make money? Theses are questions answered by this web site.

Policies are available for anything that has a risk of loss associated with it. While an policy frequently cannot replace the actual item lost, it is designed to compensate the victim financially -- the amount depending on the details of your insurance policy.

Want to know about the history of insurance and its role in helping us manage risks? Click Here



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Press Release and Top Insurance News From 24-7 Press Release Newswire

05/11/2008
Shanda Rowe Inducted into Cambridge Who's Who Executive, Professional and Entrepreneurial Registry
Ms. Rowe is considered an expert in assisting customers and building relationships.
05/09/2008
Urgent News for Property Owners: Earthquake Inspections
Damage from earthquakes can be found hundreds of miles from epicenter and weeks after quake, local expert urges property owners to inspect property for signs of damage using FEMA guidelines.
05/07/2008
Kenneth W. Maxwell, Esq., Inducted into Cambridge Who's Who Executive, Professional and Entrepreneurial Registry
Mr. Maxwell has been practicing law for more than 15 years. His areas of expertise are large property subrogation, fire litigation, construction and insurance coverage laws
05/07/2008
Health Insurance: Get Real Help Chosing the Right Plan
Simple Health Coverage has joined with Insureme to create a Web Site where you can get matched with the most qualified licensed professional who will put you on the path to acquiring the perfect insurance for your needs and budget.

Insurance Journal

05/15/2008
Report: Bush Administration Rulemaking Limits Consumer Lawsuits
Faced with an unfriendly Congress, the Bush administration has found another, quieter way to make it more difficult for consumers to sue businesses over faulty products. It's rewriting the bureaucrati
05/15/2008
N.Y. Gov. Paterson Seeks Stronger Oversight to Catch Bad Doctors
New Yorkers would be let in on the secret when their doctor is charged with misconduct under a proposal by New York Gov. David Paterson. The measure would end the protection for doctors against dis
05/15/2008
Georgia Auto Insurance Legislation Leaves Regulator Out of the Loop
Georgia Gov. Sonny Purdue signed a bill that will give automobile insurers the ability to establish rates without the consent of the state's Insurance Commissioner. Purdue said he signed Senate Bil
05/15/2008
Arson-started Florida Wildfires Fueled by Growth
Wildfires that have gutted at least 40 homes along Florida's Atlantic coast are believed to have been started by arsonists, but they got help from two classic Florida factors: rampant development and
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 True Stories:

Forest fire fries plans
One summer day turns dark for an Oregon man & his father, and their homeowners policy just wasn't enough.

Auto makeup mirror -- Not!
When summer vacation hits a red light -- literally! The story of an auto accident victim and settling a car insurance claim away from home.

Car eating dog
I'll have a red Pathfinder, hold the wax, please! Your automobile policy might cover more than you think, as this owner found out.

Saved by disability coverage
A young burned-out businessman takes a long rest thanks to a disability policy.

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