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Insurance Information

Insurance coverage provides
safety net if disaster strikes


Insurance can be a mysterious and confusing subject, and many of us only take the time to learn the details of our policies when it's too late -- after we have an accident, illness, lawsuit or other peril of life -- natural or man-made. That's the wrong time to find out that your auto insurance, homeowners, life or business insurance policy does not cover what you thought it did.

If you had the foresight to buy insurance and you have the proper coverages, you'll be happy you took the time to understand your policies, and update them as your needs change. Insurance minimizes the financial impact of a loss, and it usually can reduce a loss situation to a mere annoyance rather than allowing a lack of coverage to amplify your bad luck into an full-blown apocalypse. In short, the right type of policy literally can save the day!

Without protection, many car accident or disaster victims have faced complete financial disaster -- their hopes and dreams dashed by an inattentive driver, sudden illness or tragic storm. Their lives are turned upside down, and without some sort of coverage, there is no safety net to protect their interests. It means starting over... often from nothing.

So how does insurance work? How did it start? How does an insurance company make money? Theses are questions answered by this web site.

Policies are available for anything that has a risk of loss associated with it. While an policy frequently cannot replace the actual item lost, it is designed to compensate the victim financially -- the amount depending on the details of your insurance policy.

Want to know about the history of insurance and its role in helping us manage risks? Click Here



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Press Release and Top Insurance News From 24-7 Press Release Newswire

07/24/2008
RNCOS Releases a New Report- Emerging Rural Insurance Market in India
RNCOS has recently added a new Market Research Report titled, "Emerging Rural Insurance Market in India" to its report gallery. This report helps clients to analyze the leading-edge opportunities critical to the success of the insurance industry in India.
07/24/2008
RNCOS Releases a New Report- Emerging Rural Insurance Market in India
RNCOS has recently added a new Market Research Report titled, "Emerging Rural Insurance Market in India" to its report gallery. This report helps clients to analyze the leading-edge opportunities critical to the success of the insurance industry in India.
07/24/2008
The one that got away - fishermen warned to protect their tackle!
Fishermen are tackling tough times as thieves take the bait - reeling in thousands of pounds worth of expensive kit.
07/20/2008
Cora Vandervelden Inducted into Cambridge Who's Who Executive, Professional and Entrepreneurial Registry
She is a recipient of the Outstanding Customer Service Representative of the Year Award for Oregon.

Insurance Journal

07/25/2008
Munich Re, Hannover Re Warn on Earnings
German reinsurer Munich Re issued a profit warning on Friday, saying turmoil in global markets would hurt its second-quarter earnings and result in a lower than forecast profit for the year as a whole
07/25/2008
Max Capital to Acquire Imagine's Lloyd's Vehicle
Max Capital Group Ltd. reports it has agreed to acquire Imagine Group (UK) Limited, a Lloyd's insurance operation, from Imagine Insurance Co. Limited ("Imagine"). The agreement also includes the acqui
07/24/2008
Cylinder for Air Pistols Distributed by Tennessee Company Recalled
An air cylinder for air pistols manufactured in Tennessee that can burst when in use or while being filled has been recalled. The recall involves about 70 Walther Air Cylinders for Air Pistols, di
07/24/2008
Court Orders Mississippi Lawyer Scruggs to Kentucky Federal Prison
Famed Mississippi anti-tobacco lawyer Richard "Dickie'' Scruggs is ordered to report to a federal prison in Ashland, Ky., in August to start serving his five-year sentence for attempting to bribe a Mi
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 True Stories:

Forest fire fries plans
One summer day turns dark for an Oregon man & his father, and their homeowners policy just wasn't enough.

Auto makeup mirror -- Not!
When summer vacation hits a red light -- literally! The story of an auto accident victim and settling a car insurance claim away from home.

Car eating dog
I'll have a red Pathfinder, hold the wax, please! Your automobile policy might cover more than you think, as this owner found out.

Saved by disability coverage
A young burned-out businessman takes a long rest thanks to a disability policy.

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