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I have a business that is a service bureau (printed circuit board design) and I have independent contractors. I need to get insurance so that when they go to a customer site they are covered and don’t sue the customer in case of an accident or something. What type of insurance do I need, where can I get it, and how much will it cost? Thanks for your help in advance!

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I know that certain trade organizations offer discount health insurance under group rates if you join. However, I am unaware of any groups for a person who is self employed as an expeditor–a person who works in the urban planning field filing cases. He pays a exhoribant monthy premium for his health insurance.

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